Adjustable Rates
1 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 3.100%  3.666%  0.000%
3 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 3.880%  4.250%  0.000%
Fixed Rates
30 Year Fixed Rate
 Rate  APR  Points
 4.875%  4.942%  0.500%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.415%  0.000%