Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant online approval.
- A Bank of Cadiz & Trust Co. Loan Officer will follow up to answer your questions.
- Variable and Fixed Rate Loans
- Purchase or Refinance
- Construction Loans
- Flexible terms
- Home Equity Lines of Credit
Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.
Building your dream home doesn't have to be just a dream. We have construction loan programs that will make it a reality.
Make the equity in your home work for you. Apply for a home equity loan or line of credit.. Use the money to remodel your home, consolidate debt, take a dream vacation, or buy a new car.
- How much would my monthly payment be?
- How much can I save with a 15 year mortgage?
- Can I save money by refinancing now?
- How quickly can I pay off my mortgage by making additional payments?
- Does it make sense to pay points to get a lower interest rate?
- Should I buy a home or continue to rent?
- What is the maximum mortgage I can afford based on different interest rates?
- Should I consider consolidating my debt with a cash-out refinance?
- Should I consider consolidating my debt with a home equity loan?
- Try our new debt reduction calculator
- How much can I qualify for?