Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Bank of Cadiz & Trust Co. Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us.


Apply Now:

  • Variable and Fixed Rate Loans
  • Purchase or Refinance
  • Construction Loans
  • Flexible terms
  • Home Equity Lines of Credit

Mortgage Calculators

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NMLS Registry Information for Bank of Cadiz & Trust Co. Mortgage Loan Originators

Featured Rates

Adjustable Rates
3 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 6.250%  7.369%  1.000%
Fixed Rates
30 Year Fixed Rate
 Rate  APR  Points
 7.625%  7.743%  0.875%
15 Year Fixed Rate
 Rate  APR  Points
 6.375%  6.862%  2.750%

Personalized Quote

Rate Watch